As the holidays get in full swing, finding yourself without sufficient funds to pay the bills or buy special gifts can be discouraging. A title loan or a registration loan might be just the ticket to get you through this financial challenge. In fact, you can get a check in minutes with a title loan, and you don’t have to jump through a lot of hoops or wait for days wondering if you’ll get the funding you need. We know your time is valuable, and we will get you your answer—and your cash—as soon as possible.
How does a title loan or registration loan work? The basic idea is simple: you can use your vehicle—car, truck, RV, motorcycle—as collateral for a loan. Not every vehicle qualifies, of course, and the amounts can vary depending on how old your vehicle is, the mileage and what physical shape it’s in. But the basic idea is that you get to keep driving your car or truck or other vehicle. This means you can keep getting to your job and repay the loan. Within 15-20 minutes of the application being completed, documents being submitted, you can get a check if you qualify.
And you don’t have to completely own your vehicle to qualify for a loan, although having paid off the car or truck will potentially give you access to more money than if you are still paying for the vehicle to someone else. We can, however, loan you money even if the vehicle isn’t paid off—that is called a registration loan.
To qualify, fill out the online application form, and make sure you have the documentation you need. We don’t require a credit check, but we need The last 60 days of transaction history from your direct deposit account, driver’s license and vehicle registration and insurance, your debit card, and proof of a steady job, the last 4 pay stubs. Once you have all that together, you are potentially minutes away from a check and a much less stressful holiday!