When you need cash now, and you don’t have time to wait for a bank to approve your loan application, you can come to Spot Me Title Loans and use your vehicle as collateral to get a loan today. Why should you consider collateral loans in Phoenix? The main reasons are convenience, speed, and our no-credit-check policy.
Collateral Loans In Phoenix
Why should you consider collateral loans in Phoenix? Although we would all like to have enough money to never need a loan, the fact is that many of us need a quick, small dollar loan now and then. When you need cash fast, you don’t have time to go through a bank’s lengthy loan process. And sometimes your credit might prevent you from getting a loan anyway. That is where collateral loans come in.
A collateral loan lets you get money quickly because the loan is based on the value of what you are offering as collateral. At Spot Me Title Loans, we use your car as collateral. This method means that the car you have and the condition it is in determine the amount of loan you can get. A collateral loan like this is convenient: you don’t have to wonder whether you are going to get a loan. As long as you have a vehicle’s title or registration, are employed with a steady income and direct deposit you can get a loan.
Another great aspect of collateral loans is the speed of loan approval. You bring your car in, we inspect it, transfer funds fill out some paperwork, and you get your cash. The process from start to finish takes less time than a bank loan’s paperwork alone.
The best part of all this—other than the loan itself—is the fact that we don’t require a credit check. If your credit is less than perfect, you can still get a loan.